Office of the Special Deputy Receiver

Representing Michael T. McRaith, Director, Illinois Department of Insurance
Patrick D. Hughes, Special Deputy Receiver & Chief Executive Officer

American Horizon Insurance Company

Estate Closed
Welcome to the webpage for American Horizon Insurance Company.  On July 11, 2002, American Horizon Insurance Company was ordered into liquidation, and the Director of Insurance was affirmed as Receiver.  By Illinois law, the Director may appoint a Special Deputy Receiver to administer the receivership.  By power of attorney, Patrick D. Hughes is the Special Deputy Receiver to Director Michael T. McRaith, and the Office of the Special Deputy Receiver handles the day-to-day administration of the liquidation proceedings under the direction of the Special Deputy, subject to the ultimate authority of the Director and to court supervision..  Here is additional information on American Horizon Insurance Company:

   
Liquidation Date: July 11, 2002
Claim Filing Deadline: July 11, 2003
Contingent Claim Deadline: July 12, 2004
Estate Closed: September 30, 2009
Docket Number: 02 CH 12796
   
Related Documents:  
Financial Statements and Independent Auditors' Report 2008
Receivership Order
Statement of Changes in Cash and Invested Assets:  2nd Quarter 2009
Contact OSD Staff

Latest News:  
On September 30, 2009, the Supervisory Court entered an Order approving the Liquidator's Application for a prorated final distribution on timely filed claims allowed at level (d) of the statutory distribution schedule.  The court's order further approved a dividend rate of 25.2440% for the final distribution, dissolved American Horizon's corporate charter and terminated the liquidation proceedings.  See Receivership Order
   
Historical Data:
   
American Horizon was a wholly owned subsidiary of American Horizon Holdings, Incorporated, a Delaware domiciled insurance holding company. The company commenced operations in June 1999 when American Horizon Holdings, Inc., acquired Arcadia General Insurance Company. The current name was adopted in conjunction with that transaction. The company was licensed in 13 states, concentrating its writing primarily in private passenger automobile coverages. Originally domiciled in Arizona, American Horizon Insurance Company re-domesticated to Illinois on December 21, 2001, and simultaneously merged with American Horizon Property and Casualty Insurance Company, an Illinois domestic affiliate. American Horizon Insurance Company was the surviving entity. The company went into runoff in June 2001, and wrote no new business during 2002.

On July 11, 2002, an Agreed Order of Liquidation with a Finding of Insolvency was entered against American Horizon Insurance Company. The action was taken following the Department of Insurance’s determination that the company was insolvent by more than $2.5 million, and in concurrence with the March 31, 2002, financial statement filed by the company indicating a negative policyholder surplus of $2.8 million.

The claim filing deadline was July 11, 2003, with a contingent claim date of July 12, 2004. Early access distributions totaling $2,125,172 have been made to various Guaranty Funds for administrative expenses.

On June 25, 2009, Based upon best estimates and barring any unforeseen circumstances, the Special Deputy Receiver expects to close this estate in the third or fourth quarter of 2009. A final, partial dividend distribution within the range of 20% - 24% will be made on claims allowed at the policyholder priority level (d) of the Illinois statutory distribution scheme. This good faith estimate is based upon information available and the circumstances known at the time that it was made. Before basing any decisions on this estimate, be aware that the underlying facts and circumstances are subject to change.

Last updated September 2009.

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